TN mortgage rates

Hawkins County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hawkins County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hawkins County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hawkins County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hawkins

A local view of the market.

Hawkins County, Tennessee, has experienced a dynamic real estate market in 2024. The median home value in the county is approximately $229,147, reflecting a 7.9% increase over the past year. This upward trend indicates a strong demand for housing in the area, with homes typically going to pending status in about 20 days. The county is home to several notable cities, including Rogersville, Church Hill, and Mooresburg. Rogersville, the county seat, has a population of around 5,000 residents, offering a blend of historical charm and modern amenities. Church Hill, with a population of approximately 6,700, is known for its family-friendly environment and community events. Mooresburg, though smaller, provides a peaceful rural setting with a close-knit community atmosphere. Living in Hawkins County offers a mix of rural and suburban experiences. The area is characterized by its agricultural roots, with many farms and open spaces contributing to its rural charm. Suburban life is also prominent, particularly in areas like Church Hill, where residents enjoy the benefits of community living with access to local schools and parks. The county's economy is supported by industries such as manufacturing, healthcare, and retail, attracting new residents seeking a quieter lifestyle with employment opportunities. The migration patterns suggest that people are moving to Hawkins County for its affordable housing, scenic landscapes, and the appeal of a slower-paced, community-oriented lifestyle.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKingsport-BristolMapped market area
Area code28700CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Hawkins County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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