TN mortgage rates

Haywood County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Haywood County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Haywood County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Haywood County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Haywood

A local view of the market.

The real estate market in Haywood County, Tennessee, has experienced a notable increase in home prices over the past year. As of October 2024, the median list price for homes in the county was $214,900, reflecting an 8% rise from the previous year. The median price per square foot stands at $175, indicating a steady demand in the housing market. Brownsville is the largest city in Haywood County, serving as the county seat and a central hub for the region. It has a population of approximately 9,800 residents. Stanton is another notable town in the county, though smaller in size, it plays a significant role in the local community and economy. Haywood County offers a predominantly rural lifestyle, with a mix of suburban areas primarily around Brownsville. The county is characterized by its agricultural landscape, with farming being a major industry. The area attracts individuals seeking a quieter, rural lifestyle and those interested in agricultural opportunities. Recent real estate migration patterns suggest that people are moving to Haywood County for its affordable housing and the appeal of a more peaceful, community-oriented living environment.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBrownsvilleMapped market area
Area code15140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Haywood County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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