VA mortgage rates

Henrico County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Henrico County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Henrico County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$707,250
2 units$905,400
3 units$1,094,450
4 units$1,360,100

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Henrico County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Henrico

A local view of the market.

Henrico County, Virginia, has a dynamic real estate market with a median listing home price of $411,000 as of October 2024, reflecting a 5.7% increase from the previous year. The median price per square foot is $228, and homes typically sell for around $398,000, indicating a competitive seller's market where properties often sell at or near the asking price. The county includes several prominent cities, with Henrico itself having a median home price of $402,500. Glen Allen, another key city, boasts a median home price of $526,800. Varina and Tuckahoe are also notable, with median home prices of $370,000 and $450,000, respectively. These cities contribute to the county's diverse urban and suburban landscape. Living in Henrico County offers a mix of suburban and rural experiences, with suburban life dominating much of the area. The county is known for its strong educational institutions and proximity to Richmond, making it attractive for families and professionals. Key industries include healthcare, education, and retail, which drive local employment. The county's appeal is enhanced by its suburban amenities and the availability of larger lots, attracting those seeking more space and a balanced lifestyle.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRichmondMapped market area
Area code40060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Henrico County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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