GA mortgage rates

Henry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Henry County, Georgia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Henry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$718,750
2 units$920,150
3 units$1,112,250
4 units$1,382,250

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Henry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Henry

A local view of the market.

Henry County, GA, has a robust real estate market, with median home values around $369,000 in 2024. Located just south of Atlanta, the county attracts families and professionals seeking suburban living with access to urban amenities. McDonough, the county seat, has a population of about 30,000 and serves as a central hub with shopping and dining options. Stockbridge, Hampton, and Locust Grove are other growing communities offering suburban amenities and family-friendly environments. Henry County offers a suburban lifestyle, with an economy focused on retail, logistics, and healthcare. The area’s parks, schools, and proximity to Atlanta make it ideal for families seeking a comfortable, suburban community.

County snapshot

Market context.

GA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAtlanta-Sandy Springs-AlpharettaMapped market area
Area code12060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Henry County

Common questions about 2026 loan limits and refinancing opportunities in Georgia.

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