TN mortgage rates

Henry County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Henry County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Henry County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Henry County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Henry

A local view of the market.

The real estate market in Henry County, Tennessee, is currently experiencing a buyer's market, with the median home sold price at $182,500 as of October 2024. This represents a significant decrease of 47.8% from the previous month, indicating a trend where homes are selling for less and staying on the market longer. Henry County includes several notable cities, with Paris being the largest, offering a median listing home price of $269,500. Other prominent cities include Springville, with a median listing price of $380,000, and Buchanan, which has a higher median listing price of $400,000. These cities are key areas within the county, each contributing to the overall housing market dynamics. Living in Henry County offers a blend of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as manufacturing and healthcare, which attract new residents seeking a quieter, more affordable lifestyle compared to urban areas. This migration pattern is often driven by the appeal of spacious living and the county's natural beauty, making it an attractive destination for those looking to escape the hustle and bustle of city life.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaParisMapped market area
Area code37540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Henry County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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