TN mortgage rates

Hickman County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hickman County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hickman County

Conforming Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

FHA Loan Limits

Per property
1 unit$1,029,250
2 units$1,317,650
3 units$1,592,700
4 units$1,979,350

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hickman County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hickman

A local view of the market.

The real estate market in Hickman County, Tennessee, has seen a dynamic shift in recent years. As of October 2024, the median home sold price was $316,000, marking a 5.4% increase from the previous year. This growth reflects a trend where homes are generally selling for higher prices, although the market is currently considered a buyer's market, suggesting that prices may be more negotiable, and homes might stay on the market longer. Hickman County encompasses several notable cities, each contributing to the county's character. Centerville, the county seat, is a prominent city with a population of approximately 3,500 residents. Another key city is Bon Aqua, known for its rural charm and small community feel. These cities, along with others like Lyles and Nunnelly, form the backbone of Hickman County's residential and cultural landscape. Living in Hickman County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as manufacturing, agriculture, and retail. Many people are drawn to Hickman County for its peaceful rural lifestyle, affordable housing, and the opportunity to own larger plots of land. This migration pattern is often driven by individuals seeking a quieter, more spacious living environment compared to urban areas.

Questions & Answers

Refinancing in Hickman County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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