OH mortgage rates

Highland County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Highland County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Highland County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Highland County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Highland

A local view of the market.

Highland County, Ohio, presents a neutral real estate market with a median home sold price of $211,300 as of October 2024, reflecting a 4.7% increase from the previous year. The median price per square foot stands at $123, indicating a stable market where homes typically remain on the market for a standard duration. The top cities in Highland County include Hillsboro, with a population of 6,659, and Greenfield, home to 4,334 residents. Other notable towns are Lynchburg and Leesburg, with populations of 1,539 and 1,284, respectively. Living in Highland County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape supports farming and agricultural activities, while suburban areas provide residential options. People may be drawn to Highland County for its affordable housing and the opportunity to live in a community that balances rural charm with suburban convenience.

Questions & Answers

Refinancing in Highland County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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