MS mortgage rates

Hinds County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hinds County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hinds County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hinds County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hinds

A local view of the market.

The real estate market in Hinds County, Mississippi, is experiencing significant growth, with the median listing home price reaching $179,700 as of October 2024, marking a 33.1% increase year-over-year. This upward trend indicates a robust demand for housing in the area, with homes selling at an average of $100 per square foot. Hinds County is home to several notable cities, including Jackson, the state capital, with a population of approximately 153,701. Clinton, another prominent city, has a population of around 25,000. These cities offer a mix of urban and suburban living, contributing to the county's diverse appeal. Living in Hinds County offers a blend of rural and suburban experiences, with a strong presence of agriculture and suburban life. The county's economy is supported by top industries such as education, healthcare, and government services. The real estate market is attracting new residents due to its affordable housing options and the appeal of a quieter, more spacious living environment compared to larger urban centers.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaJacksonMapped market area
Area code27140CBSA / MSA reference
Featured communitiesClinton · JacksonFrom the county record
Data year2026Aligned with this limit record
ClintonJackson
Top cities & communities

Communities to explore.

ClintonJackson
Questions & Answers

Refinancing in Hinds County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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