TX mortgage rates

Hood County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hood County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hood County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hood County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hood

A local view of the market.

As of October 2024, the real estate market in Hood County, Texas, has seen an increase in home prices. The median list price for homes is $386,734, reflecting a 4.9% rise from the previous year. The average price per square foot stands at $198. This growth indicates a robust market, with a variety of homes available across different price points and sizes. Hood County is home to several notable cities, with Granbury being the largest and most prominent. Granbury has a population of approximately 10,000 residents and is known for its historic charm and vibrant community life. Another key city is Pecan Plantation, a gated community with a population of around 5,000, offering a unique blend of suburban and rural living with amenities like golf courses and a private airstrip. Living in Hood County offers a mix of rural and suburban experiences. The area is characterized by its scenic landscapes, with agriculture playing a significant role in the local economy. Residents enjoy a peaceful lifestyle with access to outdoor activities such as fishing and hiking, while still being within reach of urban conveniences. The county's economy is supported by industries like tourism, agriculture, and small businesses, contributing to a balanced and sustainable community environment.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGranburyMapped market area
Area code24180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Hood County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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