Horry County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Horry County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Horry County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Horry County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Horry County's real estate market is currently characterized as a buyer's market, with the median home sold price at $325,992 as of October 2024, reflecting a 1.7% increase from the previous year. Homes in the area are selling for a median price of $213 per square foot. The county includes several key cities, with Myrtle Beach being the largest, known for its vibrant tourism industry and a population of approximately 35,000 residents. North Myrtle Beach is another popular city, with a population of around 16,000, known for its beautiful beaches and family-friendly atmosphere. Conway, the county seat, has a population of about 25,000 and offers a more suburban feel with a mix of historical sites and modern amenities. Living in Horry County offers a mix of suburban and rural lifestyles, with agriculture playing a significant role in the local economy alongside tourism. The county's top industries include tourism, agriculture, and retail, attracting people seeking a balance between rural charm and suburban convenience. The area is appealing to those looking for a slower pace of life, with many relocating from more urban areas to enjoy the county's natural beauty and lower cost of living.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Horry County
Common questions about 2026 loan limits and refinancing opportunities in South Carolina.
Your rate opportunity should feel clear.
InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.
Never miss a refinance opportunity.
Get clear, timely mortgage alerts without hurting your credit.
