TX mortgage rates

Hudspeth County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hudspeth County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hudspeth County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hudspeth County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hudspeth

A local view of the market.

The real estate market in Hudspeth County, Texas, has seen significant changes over the past year. As of October 2024, the median home list price is $87,000, which represents a 46% decrease from the previous year. The median price per square foot stands at $81, indicating a notable shift in the housing market dynamics. Hudspeth County encompasses several small towns, with the most notable being Sierra Blanca, Dell City, and Fort Hancock. Sierra Blanca serves as the county seat and is a small community with a population of approximately 553 people. Dell City, known for its agricultural activities, has a population of around 365, while Fort Hancock, located near the Rio Grande, has about 1,700 residents. These towns contribute to the rural character of the county. Living in Hudspeth County offers a predominantly rural lifestyle, with vast open spaces and agricultural lands. The economy is largely supported by farming and ranching, with some areas dedicated to small-scale industries. The county's landscape is characterized by its desert environment, providing a unique blend of rural and agricultural living, far removed from the suburban hustle and bustle.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaEl PasoMapped market area
Area code21340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Hudspeth County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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