TX mortgage rates

Hunt County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Hunt County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Hunt County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$563,500
2 units$721,400
3 units$872,000
4 units$1,083,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Hunt County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Hunt

A local view of the market.

The real estate market in Hunt County, Texas, is experiencing a slight decline, with the average home value at $284,933, down 0.9% over the past year. Homes typically go to pending status in about 47 days, indicating a moderately paced market. This trend reflects broader market adjustments as prices stabilize following previous increases. Hunt County is home to several notable cities, including Greenville, Commerce, and Quinlan. Greenville, the largest city, has a population of approximately 29,000 and serves as the county seat. Commerce, with around 9,000 residents, is known for hosting Texas A&M University-Commerce, while Quinlan, a smaller town, has a population of about 1,500, offering a more rural lifestyle. Living in Hunt County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming and ranching playing significant roles in the local economy. While some areas provide suburban amenities, much of Hunt County retains a rural charm, with open spaces and a slower pace of life, appealing to those seeking a balance between country living and access to urban conveniences.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDallas-Fort Worth-ArlingtonMapped market area
Area code19100CBSA / MSA reference
Featured communitiesGreenville · Royse · Royse From the county record
Data year2026Aligned with this limit record
GreenvilleRoyseRoyse
Top cities & communities

Communities to explore.

GreenvilleRoyse
Questions & Answers

Refinancing in Hunt County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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