WI mortgage rates

Iowa County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Iowa County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Iowa County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Iowa County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Iowa

A local view of the market.

Iowa County, Wisconsin's real estate market has seen some fluctuations recently. As of October 2024, the median listing home price was $355,000, with homes selling for a median price of $297,000. The market is considered a seller's market, indicating that home prices tend to be higher and homes sell faster. The top cities in Iowa County include Dodgeville, with a median listing price of $335,000, and Mineral Point, where homes are listed at a median price of $340,000. Barneveld is another notable city, with a median home price of $399,100. These cities are among the most populated and active in the county's real estate market. Living in Iowa County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful rural lifestyle. However, there is also suburban development, particularly in the more populated towns. The top industries include agriculture, manufacturing, and retail, attracting people looking for a quieter lifestyle or those seeking employment in these sectors. Migration patterns suggest that people are moving to Iowa County for its affordable housing and quality of life.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMadisonMapped market area
Area code31540CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Iowa County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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