TX mortgage rates

Irion County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Irion County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Irion County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Irion County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Irion

A local view of the market.

The real estate market in Irion County, Texas, has seen a notable increase, with the average home value reaching $237,083, marking a 6.1% rise over the past year. This indicates a growing demand and appreciation in property values, reflecting broader trends in the region. Irion County comprises small communities, with Mertzon being the most prominent city. Mertzon serves as the county seat and is home to a modest population, contributing to the county's rural charm. The overall population of the county is sparse, emphasizing its rural nature. Living in Irion County offers a predominantly rural lifestyle, with agriculture and farming being significant aspects of the local economy. The area is characterized by open spaces and a tight-knit community, attracting those seeking a quieter, more pastoral way of life. Migration patterns suggest that people are moving to Irion County for its affordable real estate and the appeal of rural living, away from the hustle and bustle of urban centers.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan AngeloMapped market area
Area code41660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Irion County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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