WI mortgage rates

Iron County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Iron County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Iron County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Iron County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Iron

A local view of the market.

Iron County, Wisconsin, has a dynamic real estate market with a median listing home price of approximately $259,900 as of October 2024, showing a slight decrease from the previous year. The median sold home price is around $218,800, indicating a buyer's market where homes sell below the asking price on average. The top cities in Iron County include Hurley, with a population of about 1,564, and Montreal, which has around 800 residents. Mercer is another notable city with a population of approximately 507. Living in Iron County offers a predominantly rural lifestyle with some suburban areas. The county is known for its natural beauty and outdoor recreational opportunities, making it attractive for those seeking a quieter, nature-focused lifestyle. Key industries include tourism, agriculture, and small-scale manufacturing. The county attracts new residents looking for affordable housing and a slower pace of life, often moving from more urban areas for these reasons.

Questions & Answers

Refinancing in Iron County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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