OH mortgage rates

Jackson County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jackson County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jackson County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jackson County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jackson

A local view of the market.

In Jackson County, Ohio, the real estate market has seen fluctuations with the median home list price recorded at $184,900 in September 2024, reflecting a decrease of 5.2% from the previous year. This indicates a cooling in the market, which may present opportunities for buyers looking for more affordable options compared to other regions. The county is home to several key cities, with Jackson being the largest. Jackson has a population of approximately 6,000 residents, serving as a central hub for commerce and community activities. Other notable cities include Wellston and Oak Hill, each contributing to the county's diverse cultural and economic landscape. Living in Jackson County offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming playing a significant role in the local economy. Residents enjoy a peaceful lifestyle with access to suburban amenities, making it an attractive destination for those seeking a balance between rural charm and suburban convenience. The county's top industries include agriculture, manufacturing, and retail, which support a stable job market. People may be drawn to Jackson County for its affordable housing, community-oriented living, and the opportunity to enjoy a quieter, more relaxed pace of life.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaJacksonMapped market area
Area code27160CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Jackson County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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