MS mortgage rates

Jasper County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jasper County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jasper County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jasper County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jasper

A local view of the market.

The real estate market in Jasper County, Mississippi, has seen some fluctuations recently. The average home value is approximately $128,655, which has decreased by 2.1% over the past year. This reflects broader trends in the region, where housing prices can vary significantly depending on location and property type. Jasper County is home to several notable cities, with Bay Springs being the largest. The county's population is around 16,367, with Bay Springs serving as one of the key urban centers. Other significant towns include Paulding, which also serves as a county seat. Living in Jasper County offers a mix of rural and suburban experiences. The county is predominantly rural, with agriculture and forestry being major industries. Many residents are drawn to the area for its peaceful countryside and opportunities in farming and forestry. The migration patterns often include individuals seeking a quieter lifestyle away from urban centers, attracted by the county's natural beauty and lower cost of living.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLaurelMapped market area
Area code29860CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Jasper County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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