SC mortgage rates

Jasper County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jasper County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jasper County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$638,250
2 units$817,050
3 units$987,650
4 units$1,227,400

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jasper County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jasper

A local view of the market.

In Jasper County, South Carolina, the real estate market has seen some fluctuations recently. As of October 2024, the median listing home price was approximately $444,500, showing a decline of 11.1% year-over-year. The median home sold price was slightly lower at $406,000, indicating a buyer's market where homes are selling close to their listing prices. The county includes several notable cities, with Hardeeville and Ridgeland being among the largest. Hardeeville has a median listing home price of $477,000, while Ridgeland's median price is around $370,000. These cities are key population centers within the county, offering a mix of suburban and rural lifestyles. Jasper County offers a blend of rural and suburban living, with significant areas dedicated to agriculture and farming. The county's economy is supported by industries such as manufacturing, agriculture, and tourism. Many people are drawn to Jasper County for its quieter lifestyle and lower cost of living compared to more urban areas. Additionally, the county's proximity to larger cities like Savannah, Georgia, makes it an attractive location for those seeking a balance between rural charm and urban accessibility.

County snapshot

Market context.

SC

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHilton Head Island-BlufftonMapped market area
Area code25940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Jasper County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

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