TX mortgage rates

Jasper County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jasper County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jasper County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jasper County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jasper

A local view of the market.

Jasper County, Texas, is experiencing a dynamic real estate market. As of October 2024, the median home sold price was $219,000, reflecting a significant increase from the previous month. This county presents a buyer's market, where homes tend to stay on the market longer, offering potential buyers more negotiation power. The top cities in Jasper County include Jasper, Kirbyville, and Buna. Jasper, the county seat, has a population of approximately 6,899, making it the largest city in the county. Kirbyville follows with a population of 2,023, and Buna has about 1,908 residents, each contributing to the county's overall community and economic activities. Living in Jasper County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and forestry. The county is known for its natural beauty, including proximity to lakes and forests, which attracts those seeking a quieter, nature-oriented lifestyle. The primary industries include agriculture, forestry, and manufacturing, which support the local economy. People are drawn to Jasper County for its affordable housing, scenic landscapes, and the opportunity for a peaceful, rural lifestyle.

Questions & Answers

Refinancing in Jasper County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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