MS mortgage rates

Jefferson Davis County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jefferson Davis County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jefferson Davis County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jefferson Davis County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jefferson Davis

A local view of the market.

The real estate market in Jefferson Davis County, Mississippi, has shown a positive trend with the median listing home price reaching $129,900 as of October 2024, reflecting a 3.9% increase year-over-year. This indicates a growing interest in the area, with homes selling at a median price per square foot of $93. Jefferson Davis County consists of four cities, with Prentiss being the largest, offering a median listing home price of $105,000. Bassfield follows with a median price of $89,900. Oak Vale and Carson are smaller communities within the county, contributing to the overall rural charm of the region. Living in Jefferson Davis County offers a predominantly rural lifestyle, with a mix of agriculture and suburban life. The county is characterized by its agricultural roots, with farming being a significant industry. The peaceful rural setting attracts those seeking a quieter lifestyle, with migration patterns suggesting an influx of residents looking for affordable housing and a slower pace of life.

Questions & Answers

Refinancing in Jefferson Davis County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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