LA mortgage rates

Jefferson Davis Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jefferson Davis Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jefferson Davis Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jefferson Davis Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jefferson Davis Parish

A local view of the market.

The real estate market in Jefferson Davis Parish, Louisiana, has seen some fluctuations in recent times. As of September 2024, the median home sale price was approximately $200,000, reflecting a 10.6% decrease compared to the previous year. The average home value in the parish was reported at $127,176, which is a 2.9% decline over the past year. Jefferson Davis Parish is home to several notable cities, with Jennings being the largest. Jennings serves as the parish seat and has a population of around 10,000 residents. Other significant towns include Welsh and Lake Arthur, each contributing to the rural charm of the parish with populations of approximately 3,000 and 2,700, respectively. Living in Jefferson Davis Parish offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The area is known for its rice and crawfish farming, as well as cattle ranching. While there are some suburban areas, the parish maintains a strong connection to its agricultural roots, providing a peaceful and community-oriented environment for its residents.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaNew Orleans-MetairieMapped market area
Area code35380CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Jefferson Davis Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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