LA mortgage rates

Jefferson Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jefferson Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jefferson Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jefferson Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jefferson Parish

A local view of the market.

The real estate market in Jefferson Parish, Louisiana, has seen some fluctuations recently. As of 2024, the average home value in the parish is approximately $225,065, which represents a decrease of 5.4% over the past year. Homes in this area typically go pending in about 39 days, indicating a moderately active market. Jefferson Parish is home to several prominent cities, each contributing to the area's vibrant community. Metairie is the largest community with a population of approximately 138,511, followed by Kenner with around 66,293 residents. Other notable cities include Marrero, which has a population of about 31,751, and Terrytown with 26,105 residents. Living in Jefferson Parish offers a mix of suburban and urban experiences, with a variety of communities ranging from bustling commercial areas to more tranquil suburban neighborhoods. The parish has transitioned over the years from a predominantly rural area with farmland to a suburban extension of New Orleans, providing residents with a blend of historic charm and modern amenities.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaJenningsMapped market area
Area code27660CBSA / MSA reference
Featured communityKennerFrom the county record
Data year2026Aligned with this limit record
Kenner
Top cities & communities

Communities to explore.

Kenner
Questions & Answers

Refinancing in Jefferson Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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