TX mortgage rates

Jim Wells County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Jim Wells County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Jim Wells County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Jim Wells County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Jim Wells

A local view of the market.

The real estate market in Jim Wells County, Texas, has seen a notable increase in home values. As of October 2024, the median listing price for homes in the county was approximately $460,500, with a median price per square foot of $168. This represents a 2.4% increase from the previous month, indicating a growing demand in the area. Jim Wells County includes several prominent cities, with Alice being the largest, boasting a population of around 19,000 residents. Other significant cities in the county include Orange Grove and Sandia, which are smaller but contribute to the county's overall diversity and economic activity. Living in Jim Wells County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is known for its farming and ranching activities, which are complemented by suburban developments. The top industries include agriculture, oil, and gas, attracting people who seek a quieter lifestyle with the benefits of a supportive community and economic opportunities.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAliceMapped market area
Area code10860CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Jim Wells County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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