Kaufman County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Kaufman County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Kaufman County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Kaufman County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Kaufman County, Texas, has seen a dynamic real estate market with a median home value of approximately $314,538, reflecting a slight decrease of 3.3% over the past year. Homes in the area typically go to pending status in about 52 days, indicating a moderately active market. The county includes several notable cities, with Forney being the largest, boasting a population of around 23,455. Terrell follows with approximately 17,000 residents, while Kaufman and Crandall have populations of about 7,000 and 3,500, respectively. Living in Kaufman County offers a blend of rural and suburban experiences, with a strong presence of agriculture and suburban life. The area is attractive for those seeking a quieter lifestyle while still having access to the amenities of the Dallas-Fort Worth metroplex. Top industries include agriculture and manufacturing, and the county has seen an influx of residents moving from urban areas seeking more space and affordable housing options.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Kaufman County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
Your rate opportunity should feel clear.
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