TX mortgage rates

Kaufman County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kaufman County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kaufman County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$563,500
2 units$721,400
3 units$872,000
4 units$1,083,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kaufman County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kaufman

A local view of the market.

Kaufman County, Texas, has seen a dynamic real estate market with a median home value of approximately $314,538, reflecting a slight decrease of 3.3% over the past year. Homes in the area typically go to pending status in about 52 days, indicating a moderately active market. The county includes several notable cities, with Forney being the largest, boasting a population of around 23,455. Terrell follows with approximately 17,000 residents, while Kaufman and Crandall have populations of about 7,000 and 3,500, respectively. Living in Kaufman County offers a blend of rural and suburban experiences, with a strong presence of agriculture and suburban life. The area is attractive for those seeking a quieter lifestyle while still having access to the amenities of the Dallas-Fort Worth metroplex. Top industries include agriculture and manufacturing, and the county has seen an influx of residents moving from urban areas seeking more space and affordable housing options.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDallas-Fort Worth-ArlingtonMapped market area
Area code19100CBSA / MSA reference
Featured communitiesForney · TerrellFrom the county record
Data year2026Aligned with this limit record
ForneyTerrell
Top cities & communities

Communities to explore.

ForneyTerrell
Questions & Answers

Refinancing in Kaufman County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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