TX mortgage rates

Kendall County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kendall County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kendall County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$557,750
2 units$714,000
3 units$863,100
4 units$1,072,600

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kendall County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kendall

A local view of the market.

Kendall County, Texas, is experiencing a dynamic real estate market with a median listing home price of $695,000 as of October 2024, reflecting a 2.4% increase from the previous year. The median sold home price is $456,300, indicating a buyer's market where homes are selling below the asking price on average. The county is home to several notable cities, including Boerne, Fair Oaks, and Comfort. Boerne is the largest city, with a population of approximately 19,000, offering a blend of small-town charm and modern amenities. Fair Oaks, with a population of around 9,000, is known for its suburban feel and family-friendly environment. Comfort, though smaller, is renowned for its historic district and vibrant community life. Living in Kendall County offers a mix of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as tourism, agriculture, and retail. Many people are drawn to Kendall County for its scenic beauty, peaceful living, and proximity to San Antonio, making it an attractive destination for those seeking a quieter lifestyle while still having access to urban conveniences.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan Antonio-New BraunfelsMapped market area
Area code41700CBSA / MSA reference
Featured communityBoerneFrom the county record
Data year2026Aligned with this limit record
Boerne
Top cities & communities

Communities to explore.

Boerne
Questions & Answers

Refinancing in Kendall County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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