TX mortgage rates

Kenedy County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kenedy County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kenedy County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kenedy County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kenedy

A local view of the market.

Kenedy County, Texas, has a unique real estate market characterized by its rural nature and limited housing inventory. The county is sparsely populated, with few homes available for sale, which can lead to fluctuations in property values. The real estate market here is not as dynamic as in urban areas, and specific median household values are not readily available due to the low volume of transactions. Kenedy County does not have major cities; instead, it is known for its vast ranch lands and open spaces. The county seat, Sarita, is one of the few populated areas, but it remains small with a minimal population. This lack of urban centers contributes to the county's rural character and influences the lifestyle of its residents. Living in Kenedy County is predominantly rural, with agriculture and ranching being the primary industries. The county's economy relies heavily on these sectors, and the lifestyle reflects a strong connection to the land. People might move to Kenedy County for its tranquility and open spaces, seeking a lifestyle away from the hustle and bustle of city life. The migration patterns are typically driven by those looking for agricultural opportunities or a quieter, more secluded way of living.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaKingsvilleMapped market area
Area code28780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Kenedy County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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