WI mortgage rates

Kenosha County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kenosha County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kenosha County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kenosha County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kenosha

A local view of the market.

The real estate market in Kenosha County, Wisconsin, is experiencing a positive trend. As of October 2024, the median listing home price was $339,000, reflecting a 3.1% increase year-over-year. The median home sold price was slightly lower at $300,000, indicating a competitive market where homes are selling close to their listing prices. Kenosha County comprises several notable cities, with Kenosha being the largest, offering a median home price of $299,900. Pleasant Prairie follows with a median home price of $457,400, and Salem, with a median price of $340,000. These cities provide a range of housing options, from affordable homes in Kenosha to more upscale properties in Pleasant Prairie. Living in Kenosha County offers a mix of suburban and rural experiences. The county is known for its agricultural roots, with many areas still dedicated to farming and open spaces. The suburban parts offer a more residential lifestyle with amenities and services. Key industries in the area include manufacturing and healthcare, which attract residents seeking employment opportunities. The county's proximity to both Milwaukee and Chicago makes it an attractive location for those looking to balance rural tranquility with access to urban job markets.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaChicago-Naperville-ElginMapped market area
Area code16980CBSA / MSA reference
Featured communitiesKenosha · Pleasant PrairieFrom the county record
Data year2026Aligned with this limit record
KenoshaPleasant Prairie
Top cities & communities

Communities to explore.

KenoshaPleasant Prairie
Questions & Answers

Refinancing in Kenosha County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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