TX mortgage rates

Kimble County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kimble County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kimble County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kimble County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kimble

A local view of the market.

Kimble County, Texas, has a dynamic real estate market with a median listing home price of $445,000 as of October 2024, which reflects a 21.8% decrease from the previous year. The median price per square foot is $250, indicating a competitive market with a variety of property types available. The county is home to two primary cities: Junction and London. Junction, the county seat, has a median listing home price of $355,000 and offers a range of affordable housing options. London, while smaller, also provides a selection of homes, though specific population data is not readily available. Living in Kimble County offers a predominantly rural lifestyle, with agriculture and farming playing significant roles in the local economy. The area is characterized by its open spaces and natural beauty, attracting those seeking a quieter, more pastoral way of life. The county's economy is supported by industries such as agriculture, hunting, and tourism, with many people moving to the area for its scenic landscapes and outdoor recreational opportunities.

Questions & Answers

Refinancing in Kimble County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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