VA mortgage rates

King George County

Clear, current 2026 mortgage and refinance loan limits for homeowners in King George County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

King George County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in King George County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About King George

A local view of the market.

The real estate market in King George County, Virginia, is currently a seller's market, with the median home sold price reaching $460,000 as of October 2024. This represents a 7% increase from the previous year, with the median price per square foot at $200. The county's housing market remains competitive, with homes selling relatively quickly. King George County encompasses several communities, with the town of King George being the most notable. While specific population figures for the towns within the county are not detailed, the county itself is known for its small-town charm and proximity to larger urban areas, providing a balance of rural and suburban living. Living in King George County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is attractive to those seeking a quieter, more spacious living environment while still being accessible to urban centers like Fredericksburg and Washington, D.C. The top industries in the area include government services, due to the presence of the Naval Surface Warfare Center, as well as agriculture and small businesses. People may be drawn to the county for its scenic landscapes, lower cost of living compared to nearby urban areas, and the opportunity for a more relaxed lifestyle.

Questions & Answers

Refinancing in King George County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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