CA mortgage rates

Kings County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kings County, California. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kings County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kings County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kings

A local view of the market.

Kings County, CA, has a stable real estate market with median home values around $365,000 in 2024. Known for its agricultural production, the area attracts families and workers in the farming industry. Hanford, the county seat, has a population of around 58,000, while Lemoore has about 26,000 residents, including a significant military presence from Lemoore Naval Air Station. Kings County offers a rural-suburban mix with a focus on agriculture and military employment. Its open landscapes and strong community appeal to families seeking affordability and a slower pace of life with easy access to agricultural employment.

County snapshot

Market context.

CA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHanford-CorcoranMapped market area
Area code25260CBSA / MSA reference
Featured communitiesHanford · Corcoran · LemooreFrom the county record
Data year2026Aligned with this limit record
HanfordCorcoranLemoore
Top cities & communities

Communities to explore.

HanfordCorcoranLemoore
Questions & Answers

Refinancing in Kings County

Common questions about 2026 loan limits and refinancing opportunities in California.

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