TX mortgage rates

Kinney County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kinney County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kinney County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kinney County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kinney

A local view of the market.

The real estate market in Kinney County, Texas, is characterized by relatively affordable housing, with the average home value being approximately $103,483. This represents a slight decrease of 1.6% over the past year, indicating a stable yet modestly declining market. Kinney County includes several small communities, with Brackettville being the most notable. Brackettville serves as the county seat and is the largest town, though it remains small with a population of just over 1,600 residents. Other smaller communities contribute to the rural charm of the county, but Brackettville remains the primary hub for local activities and services. Living in Kinney County offers a predominantly rural lifestyle, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and ranches, providing a serene environment for those seeking a quieter, country life. The top industries include agriculture and small-scale manufacturing, attracting individuals interested in these fields. Migration patterns indicate that people may move to Kinney County for its affordable housing and peaceful rural setting, appealing to those looking to escape the hustle and bustle of urban areas.

Questions & Answers

Refinancing in Kinney County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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