OK mortgage rates

Kiowa County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kiowa County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kiowa County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kiowa County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kiowa

A local view of the market.

Kiowa County, Oklahoma's real estate market is characterized by affordable housing options, with a median listing home price of $112,000 as of October 2024. This represents a significant increase of 31.8% year-over-year, indicating a growing interest in the area. The median price per square foot is $70, and homes typically sell for about 10% below the asking price, suggesting a competitive market environment. The county includes several small cities, with Hobart being one of the most notable. Hobart has a median listing home price of $105,000 and offers 27 homes for sale. Snyder, another key city, has a slightly higher median listing price of $118,500 and features 7 homes on the market. Mountain View is known for its affordability, with a median listing price of $99,000 and 14 homes available for sale. Living in Kiowa County offers a predominantly rural lifestyle, with a strong emphasis on agriculture and farming. The area is known for its wide-open spaces and agricultural activities, which are central to the local economy. The county attracts individuals seeking a quieter, rural life away from urban centers, often appealing to those interested in farming or small-town living. The top industries include agriculture, education, and healthcare, contributing to a stable community with opportunities for growth and development.

Questions & Answers

Refinancing in Kiowa County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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