IN mortgage rates

Kosciusko County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Kosciusko County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Kosciusko County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Kosciusko County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Kosciusko

A local view of the market.

Kosciusko County, IN, has a stable real estate market, with median home values around $299,000 in 2024. The county offers a mix of rural and suburban living, attracting families, retirees, and professionals. Warsaw, the county seat, has a population of around 14,000, offering a variety of shops, parks, and local amenities. Other communities like Winona Lake add to the area’s charm. Kosciusko County is a mix of suburban and rural living, with an economy based on manufacturing, healthcare, and tourism. Its affordability and recreational opportunities make it appealing to many.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWarsawMapped market area
Area code47700CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Kosciusko County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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