LA mortgage rates

Lafourche Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lafourche Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lafourche Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lafourche Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lafourche Parish

A local view of the market.

The real estate market in Lafourche Parish, Louisiana, is experiencing a slight decline. The average home value in the parish is approximately $170,496, which has decreased by 2.7% over the past year. Homes typically go pending in about 54 days, indicating a moderate pace in the housing market. In September 2024, the median sale price was $225,000, down 3.8% from the previous year, with homes selling after an average of 124 days on the market. Lafourche Parish is home to several notable cities, including Thibodaux and Raceland. Thibodaux, known for its vibrant community and historical significance, has a population of approximately 14,500 residents. Raceland, another key city in the parish, has a population of around 10,200. These cities contribute significantly to the cultural and economic landscape of the parish. Living in Lafourche Parish offers a blend of rural and suburban lifestyles. The area is known for its agricultural activities, with sugarcane and seafood being prominent industries. The parish's economy also benefits from the oil and gas sector, providing a mix of industrial and farming opportunities. This diverse economic base supports a community that values both its rural roots and modern developments.

Questions & Answers

Refinancing in Lafourche Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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