MS mortgage rates

Lamar County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lamar County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lamar County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lamar County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lamar

A local view of the market.

The real estate market in Lamar County, Mississippi, has seen a notable increase in home values over the past year. As of October 2024, the median list price for homes in the county is $290,000, reflecting a 9.5% rise from the previous year. The median price per square foot stands at $160, indicating a competitive market with increasing demand. Lamar County is home to several key cities, including Hattiesburg, which is partially located in the county and is the largest city with a population of approximately 46,000. Other notable cities include Purvis, the county seat, with a population of around 2,200, and Sumrall, which has about 1,500 residents. These cities contribute to the county's vibrant community life and economic activities. Living in Lamar County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming playing a significant role in the local economy. Suburban areas provide a comfortable lifestyle with access to amenities and services. The top industries in the county include education, healthcare, and retail, attracting people seeking employment opportunities and a quieter lifestyle. The county's appeal lies in its balance of rural charm and suburban convenience, drawing new residents who appreciate its community-oriented atmosphere and economic prospects.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHattiesburgMapped market area
Area code25620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Lamar County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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