KY mortgage rates

Larue County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Larue County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Larue County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Larue County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Larue

A local view of the market.

The real estate market in Larue County, Kentucky, has seen significant changes in 2024. The median home sold price in October 2024 was $340,000, reflecting a 42.9% increase from the previous month. The average home value in the county is approximately $201,600, which marks a 5.2% increase over the past year. Larue County includes several notable cities, with Hodgenville being the most prominent. Hodgenville, the county seat, has a population of about 3,200 residents. Other key cities include Magnolia and Buffalo, which contribute to the county's rural charm and community feel. Living in Larue County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail trade. Many people are drawn to Larue County for its peaceful rural environment, affordable housing, and the opportunity to engage in farming and outdoor activities. The county's scenic landscapes and community-oriented lifestyle make it an attractive destination for those seeking a quieter, more laid-back way of life.

County snapshot

Market context.

KY

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaElizabethtown-Fort KnoxMapped market area
Area code21060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Larue County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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