OK mortgage rates

Latimer County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Latimer County, Oklahoma. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Latimer County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Latimer County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Latimer

A local view of the market.

The real estate market in Latimer County, Oklahoma, has seen significant changes recently. As of October 2024, the median home sold price was $242,500, marking a substantial increase of 169.4% from the previous month. This dramatic rise suggests a dynamic market, although it is currently considered a buyer's market, with homes generally staying on the market longer and selling below asking prices. Latimer County includes several notable cities, with Wilburton being the county seat and largest city. Wilburton has a population of approximately 2,843 residents. Another significant town is Red Oak, which, although smaller, contributes to the county's rural charm and community life. These towns provide a glimpse into the county's demographic and cultural landscape. Living in Latimer County offers a predominantly rural experience, with a mix of agricultural and suburban lifestyles. The county is characterized by its expansive farmlands and natural beauty, attracting those interested in agriculture and outdoor activities. The top industries include agriculture, forestry, and education, with a growing interest in rural real estate as people seek more space and a quieter lifestyle. This trend is driven by individuals and families moving from urban areas in search of affordable housing and a closer connection to nature.

Questions & Answers

Refinancing in Latimer County

Common questions about 2026 loan limits and refinancing opportunities in Oklahoma.

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