MN mortgage rates

Le Sueur County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Le Sueur County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Le Sueur County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$552,000
2 units$706,650
3 units$854,200
4 units$1,061,550

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Le Sueur County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Le Sueur

A local view of the market.

Le Sueur County, Minnesota, has a dynamic real estate market with a median home sold price of $289,000 as of October 2024, reflecting a slight decrease of 0.3% from the previous year. The county remains a seller's market, indicating that home prices are relatively high and properties tend to sell quickly. The county comprises several cities, with Le Sueur, Montgomery, Waterville, and Cleveland being among the most notable. Le Sueur has a median listing home price of $289,900, while Montgomery's is $350,900. Waterville and Cleveland have median listing prices of $312,400 and $405,000, respectively. Living in Le Sueur County offers a blend of rural and suburban experiences, with agriculture playing a significant role in the local economy. The area is known for its farming and agricultural industries, attracting people who appreciate a quieter, more rural lifestyle. The county's proximity to larger urban centers also makes it appealing for those seeking a balance between rural and suburban living, contributing to its steady real estate demand.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMinneapolis-St. Paul-BloomingtonMapped market area
Area code33460CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Le Sueur County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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