MS mortgage rates

Leake County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Leake County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Leake County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Leake County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Leake

A local view of the market.

Leake County, Mississippi's real estate market is experiencing a slight increase in home values. As of October 2024, the median listing price for homes in the county is approximately $167,000, reflecting a 2.8% increase from the previous year. The average price per square foot is $104, indicating a stable market with moderate growth. The county is home to several small cities, with Carthage being the largest. Carthage has a population of about 4,500 residents and serves as the county seat. Other notable towns include Walnut Grove, with a population of around 1,500, and Lena, which is smaller but contributes to the county's rural charm. Living in Leake County offers a predominantly rural lifestyle with a mix of agricultural and suburban elements. The area is known for its farming and agricultural industries, which are significant contributors to the local economy. The county's rural setting attracts those seeking a quieter lifestyle, and there is a trend of people moving to the area for its affordability and the appeal of small-town living.

Questions & Answers

Refinancing in Leake County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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