MS mortgage rates

Lee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lee County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lee

A local view of the market.

The real estate market in Lee County, Mississippi, is experiencing growth, with the median listing home price reaching $270,000 as of October 2024, reflecting a 3.9% increase from the previous year. The median price per square foot is $135, indicating a robust market with homes typically selling after 62 days on the market. Tupelo is the largest city in Lee County, with a population of approximately 17,313. Other notable cities include Saltillo, with a population of about 4,946, and Baldwyn, with around 1,542 residents. Lee County offers a mix of rural and suburban living, with much of the area characterized by pastoral landscapes and agricultural activities. The county is a hub for key industries, including manufacturing and healthcare, particularly centered around Tupelo. The "Tupelo Spirit" attracts entrepreneurs and families seeking a community-oriented lifestyle, contributing to a steady influx of new residents.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaTupeloMapped market area
Area code46180CBSA / MSA reference
Featured communityTupeloFrom the county record
Data year2026Aligned with this limit record
Tupelo
Top cities & communities

Communities to explore.

Tupelo
Questions & Answers

Refinancing in Lee County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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