SC mortgage rates

Lee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lee County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Lee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all South Carolina counties
Refinance Payment Estimate

Estimate Your Refinance in Lee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lee

A local view of the market.

The real estate market in Lee County, South Carolina, is characterized by affordable housing options. As of October 2024, the median listing home price was $168,000, with a median price per square foot of $112. The market is currently considered a buyer's market, with homes selling for an average of 2.75% below the asking price and typically staying on the market for about 73 days. Lee County comprises several cities, with Bishopville being the most prominent. Bishopville has a median listing home price of $155,000 and is known for its affordable housing options. Other notable cities in the county include Lynchburg, with a median listing home price of $144,900, and smaller communities like Manville and St. Charles. Living in Lee County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail. The rural setting attracts those seeking a quieter lifestyle, and the affordable real estate prices make it an attractive option for new residents looking to escape more urbanized areas. Migration patterns suggest that people are moving to Lee County for its affordability and the opportunity to enjoy a more relaxed, rural lifestyle.

Questions & Answers

Refinancing in Lee County

Common questions about 2026 loan limits and refinancing opportunities in South Carolina.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.