VA mortgage rates

Lee County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lee County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lee County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lee County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lee

A local view of the market.

Lee County, Virginia's real estate market is characterized by affordable housing, with a median listing home price of $166,200 as of October 2024. This represents a decrease of 7.2% from the previous year, indicating a buyer's market where supply exceeds demand. The county's most populated cities include Jonesville, with a population of 4,951, and Pennington Gap, home to 4,825 residents. Other notable cities are Ewing and Rose Hill, with populations of 2,373 and 2,155, respectively. Lee County offers a predominantly rural lifestyle, with a landscape that supports agriculture and former coal mining activities. The county's economy has historically relied on these industries, though many coal jobs have diminished. Residents enjoy a quiet, rural environment, which may attract those seeking a slower pace of life and lower living costs.

Questions & Answers

Refinancing in Lee County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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