PA mortgage rates

Lehigh County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lehigh County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lehigh County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lehigh County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lehigh

A local view of the market.

The real estate market in Lehigh County, Pennsylvania, is experiencing a notable increase in home values. As of October 2024, the median home sold price was approximately $337,514, reflecting an 8.9% increase from the previous year. This upward trend indicates a strong seller's market, where homes are selling quickly and often above the asking price. Lehigh County is home to several prominent cities, including Allentown, Bethlehem, and Easton. Allentown, the largest city in the county, has a population of around 125,845. Bethlehem follows with approximately 75,000 residents, and Easton has about 27,000 residents. These cities are central to the county's economic and cultural activities, offering a mix of urban and suburban living. Living in Lehigh County offers a blend of rural and suburban experiences, with a strong presence of agriculture and suburban life. The county's economy is supported by industries such as manufacturing, healthcare, and education. Migration patterns suggest that people are moving to Lehigh County for its affordable housing compared to nearby metropolitan areas, as well as its quality of life, which includes access to parks, schools, and community events. This combination of factors makes it an attractive location for families and individuals seeking a balanced lifestyle.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAllentown-Bethlehem-EastonMapped market area
Area code10900CBSA / MSA reference
Featured communityAllenFrom the county record
Data year2026Aligned with this limit record
Allen
Top cities & communities

Communities to explore.

Allen
Questions & Answers

Refinancing in Lehigh County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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