TX mortgage rates

Leon County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Leon County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Leon County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Leon County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Leon

A local view of the market.

The real estate market in Leon County, Texas, is experiencing significant growth. As of October 2024, the median listing home price was $327,500, reflecting a 20.3% increase from the previous year. This upward trend indicates a robust demand for housing in the area. Leon County comprises several cities, with Hilltop Lakes, Centerville, Buffalo, and Jewett being among the most notable. Hilltop Lakes has a median listing home price of $330,000, while Centerville's median price is $389,000. Buffalo is the most affordable city with a median price of $174,000, and Jewett is the most expensive at $502,500. Living in Leon County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail. People are drawn to Leon County for its affordable housing, rural charm, and the opportunity for a quieter lifestyle away from urban centers.

Questions & Answers

Refinancing in Leon County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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