KY mortgage rates

Leslie County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Leslie County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Leslie County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Leslie County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Leslie

A local view of the market.

Leslie County, Kentucky, has a real estate market characterized by relatively low home values, with the average home value being approximately $79,142, reflecting a 10.9% increase over the past year. The median listing home price in the county was $120,500 in October 2024, with homes typically spending around 76 days on the market. The county comprises several small communities, with Hyden being the county seat. Other notable towns include Yeaddiss, Big Rock, and Confluence. These areas are characterized by their small populations, contributing to the county's rural charm and close-knit community atmosphere. Living in Leslie County offers a predominantly rural experience, with a mix of agricultural and suburban lifestyles. The local economy is supported by industries such as agriculture, mining, and small businesses. The county's affordable real estate and peaceful environment attract those looking for a quieter lifestyle, away from the hustle and bustle of urban areas. This has led to a trend of people moving to Leslie County for its natural beauty and community-oriented living.

Questions & Answers

Refinancing in Leslie County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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