TN mortgage rates

Lewis County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Lewis County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Lewis County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Lewis County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Lewis

A local view of the market.

The real estate market in Lewis County, Tennessee, has seen a modest increase in home values over the past year. The average home value in the county is approximately $227,484, reflecting a 2.5% rise from the previous year. Lewis County's largest city is Hohenwald, which serves as the county seat. Hohenwald has a population of around 3,700 residents, making it the most populous city in the county. Other smaller communities contribute to the county's rural charm, but Hohenwald remains the primary urban center. Living in Lewis County offers a predominantly rural lifestyle with a mix of suburban elements. The county is known for its agricultural activities, with farming being a significant part of the local economy. Many residents appreciate the quiet, rural environment, which attracts people looking for a slower pace of life and lower cost of living compared to urban areas. The county's top industries include agriculture, manufacturing, and retail, which provide employment opportunities for locals. Migration patterns often include individuals and families moving from larger cities seeking more affordable housing and a peaceful, community-oriented lifestyle.

Questions & Answers

Refinancing in Lewis County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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