Lexington County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Lexington County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Lexington County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Lexington County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Lexington County, South Carolina, has seen significant growth, with the median home list price reaching $319,963 in October 2024, marking a 25.5% increase from the previous year. The average home value in the county is approximately $263,220, which has risen by 3.0% over the past year. Lexington County is home to several prominent cities, including Lexington, West Columbia, and Cayce. Lexington, the county seat, is a rapidly growing area with a population of around 23,000. West Columbia and Cayce, both located near the state capital of Columbia, have populations of approximately 17,000 and 14,000, respectively, offering a mix of suburban and urban living environments. Living in Lexington County offers a blend of rural and suburban lifestyles. The county is characterized by its agricultural roots, with farming still playing a significant role in the local economy. However, suburban life is prevalent, particularly in areas closer to Columbia. Key industries include manufacturing, healthcare, and education, attracting new residents seeking employment opportunities. The county's appeal is further enhanced by its affordable housing, good schools, and proximity to natural attractions, making it a desirable location for families and professionals relocating from more urbanized areas.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Lexington County
Common questions about 2026 loan limits and refinancing opportunities in South Carolina.
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