AL mortgage rates

Limestone County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Limestone County, Alabama. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Limestone County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Limestone County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Limestone

A local view of the market.

Limestone County, AL, has seen rapid growth, with median home values around $370,000 in 2024. The county’s proximity to Huntsville and Tennessee makes it attractive for suburban development and new residents. Athens, the largest city and county seat, has a population of approximately 27,000. The area also includes smaller communities like Ardmore and Elkmont. Limestone County offers a suburban-rural mix, with a local economy driven by manufacturing, education, and retail. Its location near Huntsville makes it popular among commuters and families seeking a quieter, family-friendly setting with convenient access to urban amenities.

County snapshot

Market context.

AL

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHuntsvilleMapped market area
Area code26620CBSA / MSA reference
Featured communityAthensFrom the county record
Data year2026Aligned with this limit record
Athens
Top cities & communities

Communities to explore.

Athens
Questions & Answers

Refinancing in Limestone County

Common questions about 2026 loan limits and refinancing opportunities in Alabama.

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