TX mortgage rates

Live Oak County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Live Oak County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Live Oak County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Live Oak County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Live Oak

A local view of the market.

The real estate market in Live Oak County, Texas, has shown a positive trend with the median listing home price reaching $289,200 in October 2024, marking a 5.2% increase from the previous year. The median price per square foot stands at $169, indicating a buyer's market where the supply of homes exceeds demand. Live Oak County comprises two primary cities: George West and Three Rivers. George West, the county seat, has a median listing home price of $339,800, while Three Rivers offers more affordable options with a median listing price of $182,000. These cities provide a range of housing options and are central to the county's community life. Living in Live Oak County offers a predominantly rural lifestyle with a mix of suburban elements. The county is known for its agricultural activities, with farming and ranching being significant contributors to the local economy. The area attracts individuals seeking a quieter, more spacious living environment, often moving from urban centers for a more relaxed lifestyle. The top industries include agriculture, oil and gas, and education, which support the local economy and provide employment opportunities.

Questions & Answers

Refinancing in Live Oak County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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