KY mortgage rates

Logan County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Logan County, Kentucky. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Logan County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Logan County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Logan

A local view of the market.

Logan County, Kentucky's real estate market is experiencing growth, with the median listing home price reaching $272,400 as of September 2024, marking a 9.4% increase year-over-year. This upward trend reflects a strong demand for housing in the area, contributing to its appeal as a desirable place to live. The largest city in Logan County is Russellville, which serves as the county seat and has a population of approximately 7,468. Other notable cities include Lewisburg and Auburn, which contribute to the county's overall population of about 28,710. Logan County offers a blend of rural and suburban living, with a significant portion of its landscape dedicated to agriculture and farming. The county's economy is supported by industries such as manufacturing and agriculture, attracting residents who appreciate a quieter, more rural lifestyle while still having access to suburban amenities. The migration patterns suggest that people are moving to Logan County for its affordable housing and the opportunity to live in a community that balances rural charm with economic growth.

Questions & Answers

Refinancing in Logan County

Common questions about 2026 loan limits and refinancing opportunities in Kentucky.

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